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Workshop 
First Time home buyers
Don't pay your landlord another dime!
Free  April 27, 2019 at 10am
900 S. Pine Island Road, Suite 140, Plantation, Florida 33324
Royal Palm II @ South Pointe Complex

See Presenter List Below
Attendees will receive a FREE guide to avoid 
being caught in the trap of renting. 
(Value of $ 65) 
Workshop
First Time HOme buyer
Do not pay your landlord another dime!
Free  April 27, 2019 at 10am
Attendees will receive a  FREE guide to avoid being caught in the trap of renting. 
(Value of $ 65) 
See Presenters Below
Kim Cox
Real Estate Broker
Founder of Pisteuo Realty - The Cox Team
Backed by more than 15 years of sales, marketing, financial, and real estate experience, Kim has provide an unmatched wealth of knowledge for South Florida real estate market to customers. More importantly, Kim put her extensive expertise to work in a way that educates and informs customers about the market - so they are confident in their decisions. Kim takes great pride in giving clients the tools and information that make the home buying process stress free, it is very important to her that they know their best interests are priority. Kim's motivated energy is tempered by her patience and sensitivity. Kim understand that buying or selling is the most important financial transaction. That requires a great deal of listening and compassion. The unique skill she has with people has been honored over many years in person-to-person sales situations.  Originally from the Miami area, Kim also offer a hometown perspective when it comes to understanding the South Florida market. Kim have lived in a variety of neighborhoods throughout Miami-Dade and Broward Counties during her lifetime, and considers the unique architecture and interior design trends of these different destinations to be yet another area of ​​specialization.   In addition to being licensed Real Estate Broker, Kim holds a Mortgage Broker license, a Series 6 Financial License along with a Health and Life insurance License, and is a graduate of Nova Southeastern University. 



Jeremy Montanti
Certified Housing Counselor - Executive Director
Housing Foundation of America (HFA)
As the Executive Director for Housing Foundation of America, Inc. Jermey has over 20 years of successfully managing multiple nonprofits organizations and dealing with consumers personal finances, budgeting, debt management, and housing counseling. Jeremy is currently on the Board for the Broward Housing & Community Development Task Force and volunteers his time to the Palm Beach County Affordable Housing Collaborative. He is recognized in the South Florida Tri-County area as serving the needs of the community while staying actively involved with professionals as it pertains to all aspects of homeownership.  
Alberto Martinez
Branch Manager - Mortgage Specialist
Movement Mortgage
Alberto has worked in the Mortgage Industry since 2005 to present. Currently he is the Branch Manager in Plantation, Fl. for Movement Mortgage since 2015 and it has been a life changing event. With the industry always changing, Alberto priority is to make sure he does what is best for my Clients. This is the reason he joined Movement Mortgage, because of their excellent Up Front Underwriting Process, Customer Service, Competitive Rates, Business Culture, Community Involvement and most importantly how each Employee is welcomed to the Movement Family with open arms. He honestly says that since he joined the Movement Family in 2015 it has been a a great experience!! Borrower's can complete the Application Online and upload documents to review with a click of a button. This is a great tool not only to help the environment but it also allows clients to complete the application at any location needed.

John Bowen
Vice President - Credit Repair Specialist
Credit360
With his over 15 years in the Financial Services industry, John has an extensive background in both personal and business credit. During his career, John has amassed a broad range of experience for all facets of credit, collection and the home buying/mortgage process, he's an expert in credit building strategies. Having reviewed thousands of credit reports, over the years, John knows the challenges first-time home buyers face when looking to qualify for a mortgage for the first time. Using the clients income, credit history and custom specialized strategies John assist 1000's of individual get home-buying ready.
Douglas Hill
Licensed/Certified Home Inspector
Ground-Up South Inspections
As an experienced inspector Doug prepares your Home Inspection Reports with easy-to-read details, conditions of every major component from the roof to the basement , major and minor deficiencies and any major expenditures necessary.  Also tells you what to watch out for and provides helpful home preservation tips and safety concerns.

Pre-Purchase Inspection - Needed for knowledge & negotiating you real estate contract.
A home inspection is a visual process where all of the items typically used within a home are tested and/or operated to verify proper operation or installation. Doors and windows are opened and closed, roofing materials inspected, air-conditioning and heating systems operated. The Inspector will fill the sinks and tub(s), run the shower(s), and flush the toilets. All the while making notes on the condition and operation of the components tested. Upon completion a report will be distributed to you

4-point Inspection "Four Point Inspection" Needed for homeowners insurance - focuses only on four main areas of interest in a home:
1. HVAC (Heating, Ventilation and Air Conditioning)
2. Electrical wiring and panels
3. Plumbing connections and fixtures
4. Roof

Wind Mitigation  - Needed for homeowners insurance 
If you will not have a Wind Mitigation Inspection done on your home, you are will and mostly are paying too much for your homeowners insurance policy.  

Roof Certification - Citizen insurance now requires Roof Condition Certification inspections or proof of roof re-placement upon renewal for homes of certain ages All roofs must be in good condition with no damage or visible signs of leaks to be eligible for coverage with Citizens. Wood Destroying Organism Inspections Wood destroying insects and other organisms can cause serious problems in the wood structural components of a house and may go undetected for a long period of time.

Jared Mancil
Vice President - Licensed Insurance Agent
Access Insurance Underwriters, LCC
 Jared has worked and managed a number of insurance companies and uses his past and current knowledge to make sure his clients homes are insured properly. He works tirelessly with homeowners and homebuyers to insure they obtain the insurance they need to maintain their mortgage and their property assets as well.
Seminar presented by:
Kim Cox
Real Estate Broker
The Cox Team powered by Pisteuo Realty
Backed by 15 years of sales, marketing, financial, and real estate experience, Kim has provided an unparalleled wealth of knowledge for South Florida. More importantly, Kim put her extensive expertise to work in a way that educates and informs customers about the market - so they are confident in their decisions. Kim takes great pride in giving the tools and information that makes them feel free to buy. Kim's motivated energy is tempered by her patience and sensitivity. Kim is the most important financial transaction. That requires a great deal of listening and compassion. Kim holds a Mortgage Broker license, a Series 6 Financial License along with a Health Insurance Life License, and is a graduate of Nova Southeastern University. Kim has lived in a variety of neighborhoods throughout Miami-Dade and Broward Counties during her lifetime, and considers the unique architecture and interior design trends of these different destinations to be yet another area of ​​specialization.Kim holds a Mortgage Broker license, a Series 6 Financial License along with a Health Insurance Life License, and is a graduate of Nova Southeastern University.
Marilyn Gallington
Homebuying Counselor
Housing Foundation of America
With over 30 years in the industry, Marilyn has assisted hundreds of families to prepare for, obtain assistance and ultimately purchase their first home. Marilyn works directly with all first time home buyer programs to make sure our clients have access and get the appropriate information on assistance available to them. 
Alberto Martinez
Branch Manager - Mortgage Specialist
Movement Mortgage
Alberto has worked in the Mortgage Industry since 2005 to present. Currently he is the Branch Manager in Plantation, Fl. for Movement Mortgage since 2015 and it has been a life changing event. With the industry always changing, Alberto priority is to make sure he does what is best for my Clients. This is the reason he joined Movement Mortgage, because of their excellent Up Front Underwriting Process, Customer Service, Competitive Rates, Business Culture, Community Involvement and most importantly how each Employee is welcomed to the Movement Family with open arms. He honestly says that since he joined the Movement Family in 2015 it has been a a great experience!! Borrower's can complete the Application Online and upload documents to review with a click of a button. This is a great tool not only to help the environment but it also allows clients to complete the application at any location needed.

John Bowen
Vice President - Credit Repair Specialist
Credit360
With his over 15 years in the Financial Services industry, John has an extensive background in both personal and business credit. During his career, John has amassed a broad range of experience for all facets of credit, collection and the home buying/mortgage process, he's an expert in credit building strategies. Having reviewed thousands of credit reports, over the years, John knows the challenges first-time home buyers face when looking to qualify for a mortgage for the first time. Using the clients income, credit history and custom specialized strategies John assist 1000's of individual get home-buying ready.
Douglas Hill
Licensed/Certified Home Inspector
Ground-up South Home Inspections
As an experienced inspector Doug prepares your Home Inspection Reports with easy-to-read details, conditions of every major component from the roof to the basement , major and minor deficiencies and any major expenditures necessary. Also tells you what to watch out for and provides helpful home preservation tips and safety concerns.

Pre-Purchase Inspection - Needed for knowledge & negotiating you real estate contract.

4-point Inspection "Four Point Inspection" Needed for homeowners insurance - focuses only on four main areas of interest in a home:
1. HVAC (Heating, Ventilation and Air Conditioning)
2. Electrical wiring and panels
3. Plumbing connections and fixtures
4. Roof

Wind Mitigation - Needed for homeowners insurance 
If you will not have a Wind Mitigation Inspection done on your home, you are will and mostly are paying too much for your homeowners insurance policy.  

Roof Certification - Citizen insurance now requires Roof Condition Certification 
Jared Mancil
Vice President - Licensed Insurance Agent
Access Insurance Underwriters, LLC.
Jared has worked and managed a number of insurance companies and uses his past and current knowledge to make sure his clients homes are insured properly. He works tirelessly with homeowners and homebuyers to insure they obtain the insurance they need to maintain their mortgage and their property assets as well. 

Seminar presented by:
Here is what will be revealed during this workshop:
 How to find and secure your downpayment in less than 30 days
 Secret to save thousands of dollars on the purchase
 How to receive up to $ 80,000 towards you downpayment and/or closing costs.
 Qualifying for a mortgage
 9 pitfalls to avoid when buying
 FREE BONUS:  Each attendee will receive $500.00 off closing costs.
Here is what will be revealed at the workshop:
 How to find and secure your payment in less than 30 days
 Secret to receive up to $ 80,000 towards your purchase
Qualifying for a mortgage
 9 pitfalls to avoid when buying
 FREE BONUS:  Each one expects with receive $ 500.00 towards closing costs.
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The seats are limited!
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The Homer team - COPYRIGHT @ 2019 - ALL RIGHTS RESERVED 
The Cox team - COPYRIGHT @ 2019 - ALL RIGHTS RESERVED